High-Yield Checking

If you ever thought all checking accounts were the same, NorStates Bank's High-Yield Checking blows that notion

out of the water.

This free, interest-bearing account earns an incredible 3.50% APY* and provides ATM fee refunds nationwide.** All with no minimum balance and no monthly service fee.

  • Summary

    • Earn 3.50% APY* on balances up to $25,000
    • Earn 0.65% APY* on portion of balance over $25,000
    • ATM fee refunds nationwide**
    • No monthly service fee
    • No minimum balance
    • Free internet banking with bill pay
    • Free online statements with check images
    • Unlimited check writing with no per-check fees
    • Free MasterCard® debit card with UChoose Rewards®
    • FDIC insured
    • Check out our additional Bank Services available

    *APY = Annual Percentage Yield. Rates as of 01/08/10. We may change the interest rate and APY at any time after the account is opened. Available to Personal Accounts only one High Yield account per taxpayer identification number.

    **ATM fees are refundable up to a maximum of $25 per statement cycle when account requirements are met.

  • Qualifications

    Qualifying for your rewards is easy. Simply do the following each statement cycle:

    • Receive your bank statements online
    • Set up at least one direct deposit or one automatic payment
    • Complete at least 10 signature-based debit card transactions

    If you don't qualify one month—no worries. Your checking account is still free and earns interest at 0.05% APY*.

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Compare Checking Accounts

Simple CheckingHigh Yield Checking
Monthly FeeNoNo
Minimum BalanceNoNo
Interest EarnedNo3.50% APY* on balances of $.01 - $25,000
0.65% APY* on balances over $25,000
0.05% APY* on all balances if qualifications are not met
FREE ATM TransactionsNoYes**
FREE Internet Banking & Bill PayYesYes
FREE Online Statements & Check ImagesYesYes
Unlimited Check WritingYesYes
Direct Deposit or Automatic Payment RequiredNoYes
FREE MasterCard Debit CardYesYes
FREE Notary ServiceYesYes
FREE Medallion Signature GuaranteeYesYes
FREE 24 Hr. Telephone BankingYesYes

*Annual Percentage Yield accurate as of January 8th, 2010. Minimum deposit to open account is $50. Rate tiers are as follows: 3.50% APY applies to balances of $.01 - $25,000 and 0.65% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.05% APY will be earned on all balances if qualifications are not met. Rates subject to change.

**ATM fees are refundable up to a maximum of $25 per statement cycle when account requirements are met.

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