High-Yield Checking

If you ever thought all checking accounts were the same, NorStates Bank's High-Yield Checking blows that notion

out of the water.

This free, interest-bearing account provides unlimited nationwide ATM fee refunds.** All with no minimum balance and no monthly service fee.

  • Summary

    • Unlimited nationwide ATM fee refunds**
    • No monthly service fee
    • No minimum balance
    • Free internet banking with bill pay
    • Free online statements with check images
    • Unlimited check writing with no per-check fees
    • Free MasterCard® debit card with UChoose Rewards®
    • FDIC insured
    • Check out our additional Bank Services available

    *APY = Annual Percentage Yield. 1.10% APY paid on entire balance if the simple qualifications are met each statement cycle. Rates as of 04/23/10. Interest rates subject to change. Minimum deposit to open is $50. Personal accounts only. One High-Yield account per taxpayer identification number.

    **Unlimited nationwide ATM fees refunded if qualifications are met.

  • Qualifications

    Qualifying for your rewards is easy. Simply do the following each statement cycle:

    • Enroll and receive your statement electronically
    • Set up 1 direct deposit or 1 automatic payment
    • Perform 10 signature-based debit card transactions

    If you don't qualify one month—no worries. Your checking account is still free and earns interest at 0.05% APY*.

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Compare Checking Accounts

Simple CheckingHigh-Yield Checking
Monthly FeeNoNo
Minimum BalanceNoNo
Interest EarnedNo1.10% APY on entire daily balance
0.05% on entire daily balance if qualifications are not met
FREE ATM TransactionsNoYes**
FREE Internet Banking & Bill PayYesYes
FREE Online Statements & Check ImagesYesYes
Unlimited Check WritingYesYes
Direct Deposit or Automatic Payment RequiredNoYes
FREE MasterCard Debit CardYesYes
FREE Notary ServiceYesYes
FREE Medallion Signature GuaranteeYesYes
FREE 24 Hr. Telephone BankingYesYes

*Annual Percentage Yield accurate as of April 23, 2010. Minimum deposit to open account is $50. 1.10% APY applies to entire daily balance if qualifications are met each statement cycle. 0.05% APY will be earned on entire daily balance if qualifications are not met. Rates subject to change.

**Unlimited Nationwide ATM fees are refunded when account requirements are met.

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