If you ever thought all checking accounts were the same, NorStates Bank's High-Yield Checking blows that notion
out of the water.
This free, interest-bearing account provides unlimited nationwide ATM fee refunds.** All with no minimum balance and no monthly service fee.

*APY = Annual Percentage Yield. 1.10% APY paid on entire balance if the simple qualifications are met each statement cycle. Rates as of 04/23/10. Interest rates subject to change. Minimum deposit to open is $50. Personal accounts only. One High-Yield account per taxpayer identification number.
**Unlimited nationwide ATM fees refunded if qualifications are met.
Qualifying for your rewards is easy. Simply do the following each statement cycle:
If you don't qualify one month—no worries. Your checking account is still free and earns interest at 0.05% APY*.
| Simple Checking | High-Yield Checking | |
| Monthly Fee | No | No |
| Minimum Balance | No | No |
| Interest Earned | No | 1.10% APY on entire daily balance 0.05% on entire daily balance if qualifications are not met |
| FREE ATM Transactions | No | Yes** |
| FREE Internet Banking & Bill Pay | Yes | Yes |
| FREE Online Statements & Check Images | Yes | Yes |
| Unlimited Check Writing | Yes | Yes |
| Direct Deposit or Automatic Payment Required | No | Yes |
| FREE MasterCard Debit Card | Yes | Yes |
| FREE Notary Service | Yes | Yes |
| FREE Medallion Signature Guarantee | Yes | Yes |
| FREE 24 Hr. Telephone Banking | Yes | Yes |
*Annual Percentage Yield accurate as of April 23, 2010. Minimum deposit to open account is $50. 1.10% APY applies to entire daily balance if qualifications are met each statement cycle. 0.05% APY will be earned on entire daily balance if qualifications are not met. Rates subject to change.
**Unlimited Nationwide ATM fees are refunded when account requirements are met.