High-Yield Checking

If you ever thought all checking accounts were the same, NorStates Bank's High-Yield Checking blows that notion out of the water.

This free, interest-bearing account earns 0.50% APY* AND provides unlimited nationwide ATM fee refunds**. All with no minimum balance and no monthly service fee.

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• Summary

  • 0.50% APY on entire daily balance
  • 0.01% APY if qualifications are not met
  • Unlimited nationwide ATM fee refunds**
  • No monthly service fee
  • No minimum balance
  • Free online banking with bill pay
  • Free online statements with check images
  • Unlimited check writing with no per-check fees
  • Free MasterCard® debit card with UChoose Rewards®
  • FDIC insured
  • Check out our additional Bank Services available

  *Minimum to open account is $50. Annual Percentage Yield (APY) accurate as of 05/11/12. Rates are as follows: 0.50% APY applies to all balances if qualifications are met during the monthly qualification cycle. 0.01% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. Personal accounts only. One High-Yield account per taxpayer identification number.

  **Unlimited ATM Fee refunds provided only if qualifications are met within the monthly qualification cycle.

• Qualifications

  Qualifying for your rewards is easy. Simply do the following each monthly qualification cycle:

  • Receive eStatements
  • Have at least 1 automatic payment or direct deposit post and clear
  • Have at least 10 signature based debit card purchases post and clear

  If you don't qualify during a cycle—no worries. Your checking account is still free and earns interest at 0.01% APY* and you get right back to making 0.50% APY* and enjoying ATM fee refunds** the next cycle you qualify.

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