It's free checking in rhythm with you. Earn free iTunes® downloads each month–including music, apps, ringtones and more. Plus, there is no minimum balance and automatic, nationwide ATM fee refunds* - not just in Lake County & Northeast Illinois, but nationwide!

*Earn up to $4.95 in iTunes® download refunds to use within 30 days each statement cycle when qualifications are met. iTunes® must be purchased with your MasterCard® debit card associated with your REALTunes® account. Sales taxes may apply. Nationwide ATM fee refunds up to $25 per statement cycle if simple qualifications are met each statement cycle. Earn iTunes® download refunds up to $9.95 with initial account opening to use within 60 days. Minimum deposit to open is $50. Personal accounts only. This program is not endorsed by iTunes® or Apple® nor is there any actual or implied joint venture, partnership, or relationship of any kind between the Bank and Apple's®iTunes®.
The low down on the downloads is really quite simple. Just do the following each statement cycle.
Pretty simple, eh? You're probably already doing these. But if you don't meet the qualifications one statement cycle...no worries. REALTunes® Checking is still a free account and you can re-qualify for the iTunes® downloads and Nationwide ATM fee refunds the very next month.