REALTunes® Checking

It's free checking in rhythm with you. Earn free iTunes® downloads each month–including music, apps, ringtones and more. Plus, there is no minimum balance and automatic, nationwide ATM fee refunds* - not just in Lake County & Northeast Illinois, but nationwide!

  • Summary

    • Sign up and earn up to $9.95 in FREE iTunes® download refunds
    • Earn up to $4.95 in iTunes® download refunds each statement cycle
    • Nationwide ATM fee refunds*
    • No monthly service fee
    • No minimum balance
    • Free internet banking with bill pay
    • Free online statements with check images
    • Unlimited check writing with no per-check fees
    • Free MasterCard® debit card with UChoose Rewards®
    • FDIC Insured
    • Check out our additional Bank Services available

    *Earn up to $4.95 in iTunes® download refunds to use within 30 days each statement cycle when qualifications are met. iTunes® must be purchased with your MasterCard® debit card associated with your REALTunes® account. Sales taxes may apply. Nationwide ATM fee refunds up to $25 per statement cycle if simple qualifications are met each statement cycle. Earn iTunes® download refunds up to $9.95 with initial account opening to use within 60 days. Minimum deposit to open is $50. Personal accounts only. This program is not endorsed by iTunes® or Apple® nor is there any actual or implied joint venture, partnership, or relationship of any kind between the Bank and Apple's®iTunes®.

  • Qualifications

    The low down on the downloads is really quite simple. Just do the following each statement cycle.

    • Perform 10 signature-based debit card transactions
    • Access Internet Banking once
    • Enroll and receive your statements electronically

    Pretty simple, eh? You're probably already doing these. But if you don't meet the qualifications one statement cycle...no worries. REALTunes® Checking is still a free account and you can re-qualify for the iTunes® downloads and Nationwide ATM fee refunds the very next month.

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