REALTunes® Checking

It's free checking in rhythm with you. Earn iTunes® download refunds* each monthly qualification cycle–including music, apps, ringtones and more. Plus, there is no minimum balance to earn rewards and automatic, nationwide ATM fee refunds** - not just in Lake County & Northeast Illinois, but nationwide!

REALTunes<sup>&reg;</sup> Checking
  • Summary

    • Sign up and earn up to $9.95 in FREE iTunes® download refunds
    • Earn up to $4.95 in iTunes® download refunds each monthly qualification cycle
    • Nationwide ATM fee refunds**
    • No monthly service fee
    • No minimum balance to earn rewards
    • Free online banking with bill pay
    • Free online statements with check images
    • Unlimited check writing with no per-check fees
    • Free MasterCard® debit card with UChoose Rewards®
    • FDIC Insured
    • Check out our additional Bank Services available

    *Minimum to open account is $50. Earn $9.95 in iTunes® download refunds with initial account opening regardless of qualifications. Earn up to $4.95 in iTunes® download refunds to use within 30 days each cycle the minimum qualifications are met. Downloads must be purchased with your MasterCard® debit card associated with your REALTunes® account. Sales tax may apply. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions.

    ** ATM Fee reimbursements up to $25 provided only if qualifications are met during the monthly qualification cycle.

    iTunes® is a registered trademark of Apple, Inc.

    Apple Inc. is not a participant in or sponsor of this program.

  • Qualifications

    The low down on the downloads is really quite simple. Just do the following each monthly qualification cycle.

    • Have at least 10 debit card purchases post and clear
    • Access Online Banking
    • Receive eStatements

    Pretty simple, eh? You're probably already doing these. But if you don't qualify during a cycle,...no worries. REALTunes® Checking is still a free account and you can re-qualify for the iTunes® download refunds and Nationwide ATM fee refunds the very next cycle.

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