Simple Checking

What's in a name? A lot. Simple Checking keeps all the necessities of your financial life hassle-free. With no monthly fee and no minimum balance requirements, it is our way of keeping things simple to fit your lifestyle. Consider the valuable rewards you earn each time you use your free debit card a bonus...a really good bonus.

  • Summary

    • No monthly service fee
    • No minimum balance
    • Free internet banking with bill pay
    • Free online statements with check images
    • Unlimited check writing with no per-check fees
    • Free MasterCard® debit card with UChoose Rewards®
    • Minimum deposit to open is $50
    • FDIC insured
    • Check out our additional Bank Services available

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    Options are good. That's why our products simplify and improve your living, no matter which accounts, services or loans fit you best.

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Compare Checking Accounts

Simple CheckingHigh-Yield Checking
Monthly FeeNoNo
Minimum BalanceNoNo
Interest EarnedNo1.10% APY on entire daily balance
0.05% on entire daily balance if qualifications are not met
FREE ATM TransactionsNoYes**
FREE Internet Banking & Bill PayYesYes
FREE Online Statements & Check ImagesYesYes
Unlimited Check WritingYesYes
Direct Deposit or Automatic Payment RequiredNoYes
FREE MasterCard Debit CardYesYes
FREE Notary ServiceYesYes
FREE Medallion Signature GuaranteeYesYes
FREE 24 Hr. Telephone BankingYesYes

*Annual Percentage Yield accurate as of April 23, 2010. Minimum deposit to open account is $50. 1.10% APY applies to entire daily balance if qualifications are met each statement cycle. 0.05% APY will be earned on entire daily balance if qualifications are not met. Rates subject to change.

**Unlimited Nationwide ATM fees are refunded when account requirements are met.

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