The Northern States Financial Corporation (NSFC)

Board of Directors

ALLAN J. JACOBS, CPA
Chairman of the Board
Of Counsel
Evoy, Kamschulte, Jacobs & Co., LLP

FRANK J. FURLAN
Retired
Northern Illinois Survey Company

SCOTT YELVINGTON
President & Chief Executive Officer

JACK H. BLUMBERG
Jack H. Blumberg Management Co.
Real Estate & Investments

THEODORE A. BERTRAND, GRI
RE/MAX Showcase
Gurnee, IL

BARBARA J. MARTIN
President & Chief Executive Officer
Vista Health System

GREGORY R. GERSACK
Managing Principal
FIG Partners
Chicago, IL

SCOTT A. COTTRELL
Managing Director
FJ Capital Management, LLC

JOEL T. LEONARD
Co-Chief Investment Officer
DCO Capital Management, LLC
Investment Advisor
Balanced Asset Strategies, Ltd.

GEORGE BRIDGES
Retired
Illinois Circuit Court Judge

Officers

SCOTT YELVINGTON
President & Chief Executive Officer

SHELLY CHRISTIAN
Executive Vice President & Chief Credit Officer

RANDALL P. SARA
Executive Vice President & Chief Financial Officer

KERRY J. BIEGAY
Vice President & Secretary

THOMAS M. NEMETH, CPA
Vice President & Treasurer