Operating Lines of Credit

Make sure your business can seize opportunities as they come. An operating line of credit gives you access to funds right when you need them. Cover a variety of immediate or recurring expenses, from restocking inventory to upgrading facilities. Unlike a lump sum loan, you only pay interest on the amount that’s used. Enjoy greater financial flexibility — contact a NorStates lending specialist today.

  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Variable or fixed rates available
  • Provides greater financial flexibility
  • Terms are typically a year, but longer commitments are possible
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Only pay interest on the part that's used
  • Funds are easily accessible via check
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

You’re so close — start the application process!