Home Equity Loans

You’ve put a lot of work into your home — let us put your home to work for you. Tap into the value of your home to pay for big-ticket expenses, from kitchen remodels to college tuition and everything in between. Remove stress from the lending process with free pre-qualification. You may even be able to recoup some of your costs by deducting the interest payments from your taxes.* Contact a NorStates lender today to find the financing that’s right for you.


1Offer is valid 07.13.2018 – 10.31.2018. Offer is available for new consumer home equity lines and renewals with an increase in the available line of credit only. Available only on owner occupied properties. The 2.99% Annual Percentage Rate (“APR”) begins at origination whether or not funds are advanced at that time. At the end of the six (6) month period, the line-of-credit shall revert to a variable rate of Prime + a margin based on credit score and loan-to-value, which could range from Prime + 0% (currently 5.25%) to Prime + 2.50% (currently 7.75%). The Prime Rate means the highest per annum “Prime Rate” of interest published from time to time by The Wall Street Journal in its “Money Rates” listings, which was 5.25% on 09.28.18. Rates are subject to change at any time. The minimum rate is 4.00% and maximum rate is 18.00%. Monthly payments of interest only will result in a balloon payment. No annual fee for the first year - $50 annual fee thereafter. Property insurance is required. Flood insurance may be required. Offer is subject to credit qualification.

  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Free pre-qualification for extra confidence when it comes to securing financing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Prompt, local decision-making and processing
  • Helpful, customized service throughout the entire process

Have we piqued your interest? Find out more!

*Consult a tax advisor.