Junior Savings

Help your child start a habit you’ll never want to break. This joint account shows young savers how easy saving can be, thanks to free services like online banking. No monthly fees mean every cent goes to your child’s future. We’ll reward their good behavior with competitive interest on the entire balance. There’s no minimum deposit to get started — apply today!

  • Available to young savers up to 18 years old
    • An adult (18 years of age or older) must be a joint owner of the account
    • When the junior account holder reaches the age of 18, the account will automatically convert to our Personal Savings and will be subject to the terms and conditions of that account
  • Competitive interest on the entire balance
    • Interest paid quarterly
  • No monthly service fee
  • No minimum balance requirements
  • Teaches the importance of saving money from an early age
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Ten withdrawals allowed per quarter; $5 fee per each additional withdrawal
    • Transfers from a Junior Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, point-of-sale or similar order are limited to six per month
  • No minimum deposit to open

You’re so close — start the application process!